Appreciate that perspective. It is your choice.
To me, it simply seems like parents doing this are prolonging the “raising their kids” stage, beyond the normal legal age of 18 or graduation from High School.
It looks like you’ve made an attempt to hold your children to account, but I’ve had friends and seen over the years, that parents paying for their childs education, (or the child getting massive government loans) has led to the detriment of the child. They simple use their free time to party, and screw off instead of working for and earning it themselves.
Basically, my argument is that it build better character to have a person pay their own way, and the parents sit back in reserve to rightfully help if needed.
I think the situation varies from family to family. If our kids had been drug or alcohol users, or promiscuous, a whole different plan would have been implemented. Also, our kids had intellectual curiosity on academic subjects. If they didn’t, 4 year college would have been a waste of time. We would have looked at vocational training or military service.