Posted on 08/06/2022 10:08:58 PM PDT by SeekAndFind
fo l8r
The idea is to let you die at the lowest possible expense to the government.
I have the usual Medicare and pay its requirements for the added plans they require. I also have what is best called a Plan F supplement (leftover from continuous Anthem/BCBS coverage and conversion while working).
True, prescription coverage from my plan D plan isn’t the best - I pay what I need to for what I’m prescribed. But the Medicare/Plan F type supplemental can’t be beaten in my opinion.
No copays - ever as I’ve experienced the last 5 years. Vascular surgeon, heart surgeon, kidney specialists, and GP.
No “amount we paid - amount you owe” statements. Two major ICU hospitals stays $43K and $98K......I didn’t pay anything. Other vascular stent operations I had were comparable. The hospitals and doctors I used took Medicare assignment and also had agreements with BCBS..
There’s no way I switch to an ‘Advantage plan’ to save costs on prescriptions and cut down the cost of my Plan F....
Good summary by Kiplinger’s. Thanks for posting.
If we go the Medicare Advantage route, we must forfeit our supplemental insurance that we have from mr. mm’s retirement, which is very good.
It picks up what Medicare does not cover, except for the prescriptions.
And once we leave, we cannot go back to it if the Medicare Advantage doesn’t work out for us.
Not where I'm at! My mom is in an assisted care facility here in Central Missouri and it's $72,000 a year.She has a long care policy that covers half of that plus her social security and retirement check covers all but a couple hundred dollars of that.
My part D Medicare advantage from United Health Care in Wisconsin has dental, vision and no co pay mail order prescription benefits. We are happy with it
If you’re looking for information on Medicare and Medicare Advantage plans, the best people to talk to are Joe Namath and Jimmie JJ Walker.
What kind of coverage does it give you when you’re visiting a different part of the country?
Yes my Mom had that from my dad’s company but it hit a maximum and ended so then she went with Medicare advantage.
ping
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