I agree. If I were 35 today, no way would I feel secure retiring with a million bucks. Of course, the implication is that the guy would still take some part time work, and I suspect it wouldn’t be cheap.
Guess it all depends upon your lifestyle, and spending habits.
With home(s) and vehicles paid for, no outstanding bills, a person can live quite nicely on the returns from $1M invested.
Controlling one’s spending is the key.