[M_Continuum]

Wasn’t it Zero who made credit cards ‘fair’ by raising it to 25%? Those with excellent credit got screwed.

[Brian Griffin]

Zero was raised by a banker.

Banks have been screwing savers since he took over.

[stormhill]

Do you know at what level the rate is considered usury in the eyes of the Law? I thought that was 25%.
My FICO rarely falls below 820 but my IR is in the 20's. I don't pay attention because I never carry a balance month to month in any case so I figure a million percent of nuttin' is still nuttin'