Okay.
I was simply quoting you a number I got from a friend, who happens to be among a group of long-time residents and business owners who still conduct most of their affairs based on their word and occasionally (if they want to get formal) with a handshake.
I'm not going to insult him by asking about your assumptions.
End of discussion on that subject if it's all the same to you.
No issue here UVNV.
Happy 4th tomorrow!