I signed up for the PA Turnpike have a photo taken of my license plate and pay via a credit card a about 2 years ago. I have not had a problem with it. I looked into E-Z pass, but the monthly surcharge for Indiana where I live, makes the PA plan much cheaper, as that is the only toll road I use. And who wants to go into the Chicago combat zone on their toll roads?
I only drove through Chicago once, on I-90, in 2007, and then just south of there in 2014 on I-80. Not sure that I want to drive into Chicago again at this time.