The indoctrinated, under 40 crowd tends to live in the moment. They spend without regard to consequence. If they want it, then it must be a need. No money? Plastic works.
Maybe that explains what I can’t understand. They seem to have ZERO resistance to price. None whatsoever. They will not only buy an overpriced house, they will bid the price up without limit it seems.
Cars? What payment can I afford? Not what price will I willingly pay.