Crazy that you could have income that high and NO savings and NO 401K...at 44! Also crazy how easy it is to fritter away money on food delivery and Amazon miscellaneous. Prime makes it EXTRA easy.
There’s a guy at my company in California, early 60’s who only signed up for the company 401K last year. And the company matches up to whatever the current IRS limit is.
He and his wife have no other savings, and their income is similar to this account (it may even be the guy I know, it’s so similar.)
I simply can’t understand the mentality.