CPU prices are too high these days to build your own
This WallyMart deal comes and goes. So you have to look every day. This desktop comes with a 24” IPS monitor. I bought this last Christmas. Put in an NVMe drive. >>>
https://www.walmart.com/ip/Refurbished-HP-Desktop-with-23-8-FHD-Monitor-Bundle-i3-10100-3-6GHz-8GB-RAM-1TB-HDD-Win-10-Home-Black-M01-F1033wb/789083674?athbdg=L1700
AND 17.3” IPS 300 NITS laptop with the latest i5-1135G7 CPU that has great GPU >>>>>>> $361 >>>>
https://www.walmart.com/ip/Refurbished-HP-17-by4059cl-17-3-FHD-i5-1135G7-2-4GHz-Intel-Iris-Xe-Graphics-8GB-RAM-256GB-SSD-Win-10-Home-Silver/782271162 -—— This deal also comes and goes.
Not if you know what to purchase and where to get it. I can build a tower for around $500. That is a good price to pay.
This statement doesn't even make sense. The systems you buy pre-built are also buying those CPUs you are complaining about--except they can charge a lower price because they are using lower-tier CPUs. Find a CPU that you would build a system around, and then find an off-the-shelf system that uses that CPU, and you'll find that you'd save money by building your own.