I assume you will always use the hospital emergency services when necessary…
I wasn’t clear: do you have coverage in addition to the pay monthly cash only doctor? Wouldn’t you have to in case of a serious illness/hospitalization?
My brother & I are dealing with my mom. She went to the hospital Jan 1st, then into rehab, & then into assisted living. The system is so broken. This is our first go round & boy did we get our mind blown at the maze that is our “healthcare” system.