I would go a step further and suggest that any and all accounts that support MFA, now is the time to enable it. Also learn how to leverage TOR along with VPN. And double plus support for PiHole and DNSCrypt if you can make it work. Your DNS searches are open text without them.
I don’t share directly in your pessimism, Laz, but I do believe in being prepared. I’m also the first to admit that I’m a chronic sufferer of normalcy bias.
I’m not pessimistic! Not in the slightest.
I am, however, prudent.
MFA?
What is that?
(Search revealed “Multi-Factor Authentication (MFA) - Microsoft Security”
If so...sounds like a GREAT suggestion.)