No active safety is a positive aspect. An empty chamber is a negative aspect. Millions of people carry a pistol with passive safeties and one in the chamber every day without any issue. I carry my Glock 23 with one in the chamber and I know it will go bang when I pull the trigger. When you carry without one in the chamber don't expect the bad guy to give you a break so you can rack a round, assuming you have two free hands to do so.
It is ALL about what your train for.
I GREW UP (from age 14) with guns. I hunted a lot for 20 years. While going through the woods, I kept my gun on safety. Other people (hunters) would say, hey, if you get a shot, it will take too long to turn off the safety, etc....
When I move to the shooting position (i.e. aim) i am simultaneously turning the safety off, it’s off before i can shoot (doing 2 things at once). Once you train this way, it’s automatic.
Now, let me tell you that other hunters who carry off safety have been shot BY THEIR OWN GUNS or OTHERS GUNS WHO CARRY WITHOUT SAFETY ON.
It happens often - just look into hunting deaths. I know of a situation of someone who was going through a fence and as he leaned over to get through the barbed wire fence a branch touched the trigger, and killed his buddy. There are many stories like this - dropped guns, accidental shootings, etc.
When you are carrying chambered with no safety you are VIOLATING the rules of gun safety. Which one?
NEVER point a gun at anything you don’t want to shoot - most of the time the gun is pointed at yourself as it’s carried in the pocket/purse. Also in an real situation, you may because of nerves purchase the gun wrong and cause an AD.
It’s stupid. Train on racking or buy a gun with a safety if you are concealed. If you are hoisted with a trigger guard, I can see that, but deep concealed cocked and unlocked?
YOU ARE ASKING FOR IT