IRS has a calculator for income tax on SS benefits for both me and my better angel.
I filled it in as if we only had SS income.
Filing jointly - both receiving almost maximum SS - paying taxes on $745.
so yeah taxed, but hardly.
We put all the information in pdf and download it in Tax Caddy. My daughter, who is a tax accountant pulls the information, runs it through their software and downloads it on Tax Caddy, sends it to the IRS and gives us a hard copy, signed with our digital signatures (a joint account). Because of Trump’s tax cuts, we have got money back.