When I was in San Fran 10-15 years ago, we went to a restaurant by the wharf and we were talking to our waitress about all the homeless, beggars etc. and she said it was getting to a point where there was less effort to beg then work. Said that most of the people in her apartment building didn’t work.
I saw a guy panhandling the other day with his Venmo address on the cardboard sign, LOL