Its not worth making significant changes to your portfolio...but a $10k ACH transfer is not exactly brain surgery.
7.1% ‘sounds’ good. But if that is what the Government is paying, they are the baseline for the rest of the world.
I imagine there will be better opportunities in the coming months.
Of course...the return will be chewed up by inflation.
I consider this a cash play. If you have 10K sitting in a bank account, drawing 0.01% interest, this is a better deal.
“Of course...the return will be chewed up by inflation.”
Better to lose 3% to inflation than 10% though.