FICO is a consumer credit score.
That’s what I know.
We’re on the same page financially and only briefly held a mortgage for a few months while we were closing on the house we sold. Didn’t have much choice about that one.
Otherwise, we have never had any debt so finances have never been an issue for us. So we never paid much attention to our credit score.
I didn’t have much growing up and valued every penny. I worked too hard for my money and was not going to throw it away. That eliminated one major source of contention in our marriage.
We also had the agreement that there would never been any large purchases without both of us having a say in it and agreeing on it. So groceries and clothes, medical stuff, etc, was expected, but even anything like appliances needed both of us to make the decision.
Even today, anything over $100 or so needs to be discussed and “approved”. And that’s not a lot any more.