Sounds like she really wanted the status achievement rather than the love of teaching. Borderline criminal what tuition costs but over the line stupid that she went into such deep debt saddled with at age 48 without the returns expected.
Unfortunately a lot of academic institutions push sales as heavily as a used car salesman nowadays.
I had a friend who had an undergraduate degree in finance from a good school. She applied to a different school to get into a masters in accounting program. They first told her she would need to go back and do some accounting undergraduate courses. Then suggested she do a second bachelor’s in accounting first. Then pushed that she could only guarantee automatic acceptance into that program by getting an Associates degree from them first.
So she came wanting (and qualified) to enter their Master’s program and they were trying to get her to add on an AA and BA degree first.
She went somewhere else.