[ChronicMA]

health care can be a big expense for those who retire before age 65. Your employer will no longer be there to contribute to premiums.

[Bernard]

I retired from full-time in August 2020, and now I'm part time because:

Medical costs, especially name-brand meds,

The grand-children are over all the time, and they empty the pantry like locusts,

My wife and I are married, but not for 24/7

[pas]

That is why i am waiting another 5 years

[Graybeard58]

health care can be a big expense for those who retire before age 65. Your employer will no longer be there to contribute to premiums.

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

I was fortunate. Retired at age 54 in 1999 and my employer paid 100% of my premiums plus a nice private pension. They started requiring a small partial premium from me around 2005. It has grown to around $250 per month now as my secondary and my 23 year old daughter’s primary. They also refund my Medicare premiums.

I told you upfront I was fortunate. I thank God for it.