My employer self insures and has BC/BS administer it. What a freaking nightmare. My meds routinely get declined and it's easier for me to pay for them myself using GoodRX (and CHEAPER than the insurance, if they actually paid for them) and a shoulder surgery I need I'm not going to have because no one can tell me how much it's going to cost.
I can't even get a straight answer if the anesthesiologist and recovery room staff are on hospital staff or paid contractors (which my insurance won't cover.)
Mind you, I work for a very large multi-national bank, the cheap bastards and my insurance just suuuuuuuuuuuuucks.
I may become part of the 'great resignation' yet.
“I can’t even get a straight answer if the anesthesiologist and recovery room staff are on hospital staff or paid contractors (which my insurance won’t cover.)”
At least for the anesthesiologist, they should have a list of those who are under contract with the hospital. But, overall, maybe call BCBS, I have them too, and I remember being told not to worry, as long as I use an in-network hospital.