“The trouble is, by law, the sign-up period for insurance starts in January. So for 2 months we couldn’t even get coverage”
Someone gave you really bad information.
You had a “qualifying event”-losing coverage through no fault of your own.
Any insurance company in your area that sells individual coverage has to pick you up the day you lost coverage with no medical questions and no pre- existing or waiting period.
This is a federal law and applies to all 50 states.
I work in the health insurance industry.
If what you say is true, then the insurance companies and brokers did give us bad information. We had to switch from an employer plan to individual plan - a lot more money.
setter wrote:
“
“The trouble is, by law, the sign-up period for insurance starts in January. So for 2 months we couldn’t even get coverage”
Someone gave you really bad information.
You had a “qualifying event”-losing coverage through no fault of your own.
Any insurance company in your area that sells individual coverage has to pick you up the day you lost coverage with no medical questions and no pre- existing or waiting period.
This is a federal law and applies to all 50 states.
I work in the health insurance industry.”
Does it also apply to medigap plan G coverage that one purchases from a company?
Normally one must wait till the open enrollment to switch companies with no questions asked.