The bank is “keeping you safe”.
There is a lot of regimentation and cost savings for banks & other large companies being sold as “keeping you safe”.
Amazon just decided that I am reselling or renting my Amazon purchases. I had to call them. My purchasing patterns haven’t changed in 15 years. I assume they are just deploying some new flawed algorithm. The agent told me they are just keeping me safe. They are keeping me safe by wasting an hour of my time based on no issue.
Welcome to the future, where your furniture will soon have an expiration date, and an algorithm will have companies reminding you that your comb has gone bad.