I sure have, two separate instances of identity theft, which my bank told me were easily traced to PayPal.
The number of small sellers who have had funds essentially stolen by Paypal over false accusations of fraud is legion. Often only a few hundred $$, but it adds up. All the small seller can do is embrace the suck. Hiring lawyers is too costly. which is what the the thieves at Paypal count on. I met one victim personally, a woman who was selling her own original art work for maybe a few hundred $$ a month, but they claimed she was money laundering.
I started trying in 2015 to get my PP account cancelled, but they won't even do that.
Well….I never considered that. Six years ago, I had an identity theft disaster that basically left me penniless. We were never able to trace the source but it was estimated my information was sold a dozen times at least.
Chrysler Credit let someone drive off the dealership lot with a brand new $30,000 Jeep that was approved for financing online. It all started with an order for a lot of office furniture that I didn’t order. It was delivered to North Carolina. It took me two years to resolve that. Office Max didn’t make a mistake. They accepted an order and delivered it. It got worse from there.