If you own real estate, and if you have equity in one or more properties, refinance and take the equity out to pay your credit card debts. If your debt is across several credit cards, consider doing a debt consolidation loan so everything is paid off except that loan. If you don’t have the ability to do any of these things, then bankruptcy is an option. There really should not be any shame in declaring bankruptcy since it is a perfectly legal way to resolve debt situations when there is no other choice.
Jeremiah 33:3
I heard that President Trump declared bankruptcy 2 or 3 times. He’s a billionaire now.