—” now need to lease my third bedroom at office space rates.”
I’m afraid you are at a serious disadvantage.
Your competitors are working from a Calcutta cost basis.
But not to worry, joe the jamoke will give most anything free if you meet his criteria.
Good luck.
Dillweeds like those are why I’m self-employed. Going on 20 years this stint. I’d never go back. My comment was actually more of a theoretical thing.