Never bet on EOW. And only invest in it enough that you can laugh it off as a loss when it doesn’t happen.
Instead, think local and regional. What are the real, known threats where you live? Earthquake, flood, extreme heat or cold, really awful local and state government. How is your water and food supply?
Fretting about things changes nothing.
“Fretting about things changes nothing.”
I agree 100% on that.
I do see the rare of change for the negative increasing.