I’ve heard title insurance doesn’t cover title theft.
Pls correct me if that is not true.
Title Insurance protects the new buyer of the house if for any reason the title isn’t clear including theft.
So in the case of the 71 year old woman. Whoever bought her home from the deed thief, would be protected by the title insurance they bought when they purchased the house.
The 71 year old lady isn’t protected by title insurance, because the theft took place after her purchase transaction. Her remedy is through the courts to get the deed back in her name.
Title Lock is a scam and not the first to be pushed on Hannity’s show.
https://www.fox5atlanta.com/news/title-lock-insurance-is-a-waste-of-your-money
That is correct.
Title insurance only covers errors in your title that the title company issued. someone else’s crime of a different and bogus title is not covered.
Just because something is called ‘title insurance’ doesn’t insure against all claims and origins