I asked my attorney about deed theft and the prevention services advertised on radio. (We were closing on a home we bought) He said that Mississippi is one of a few states that do not offer internet access to deeds of trust. It’s that access and lax security that makes deed theft a problem in some states.
How would internet access to deeds and deeds of trust prevent this? It would be up to the homeowner to check the records frequently to make sure a deed to his house hasn't been recorded. Very few homeowners would actually do this. And even then it wouldn't stop the theft, it would only let the homeowner know it has occurred.
And what is the lax security that permits deed "theft?" Government offices don't keep deeds, they just record them. The originals go back the homeowners after they're recorded. The deeds aren't being stolen, new fraudulent deeds are being recorded.
I called our county records dept to ask if I could put a freeze on our deed. They don’t offer that.
Somethings just shouldn’t be “conveniently “ on internet.... like voting machines.