You bring up an interesting point. If cruise lines operated under DeSantis’ ban of proof-of-vaccination, you suggest that they could have done this by “spreading the risk” with insurers.
I’m not so sure that’s a bad idea. Right now, the individual is expected to take all if the risk with both the virus, itself, and this hastily contrived and untested vaccine.
I believe that insurers have been largely sitting this out, or I certainly haven’t heard of insurance adaptations to COVID or the vaccine. I can’t imagine that insurers want to cover ramifications of the vaccine.
Maybe it would have been a good idea to see cruising pick back up DeSantis’ way, since the vaccine is its own political football.
“If cruise lines operated under DeSantis’ ban of proof-of-vaccination, you suggest that they could have done this by “spreading the risk” with insurers.”
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What I was referring to was the Royal Caribbean strategy for dealing with the DeSantis et al edicts by requiring passengers to purchase expensive health insurance policies. Presumably this would discourage non-vaccinated passengers by increasing their net price to cruise- maybe $700 per cruise for non-vaccinateds according to one report I saw.