Probably. Irresponsible people tend to be irresponsible.
I seem to have some vague memory of talk about making landlords stop using credit checks for renters too in Washington.
Churchill NEVER actually said this: capitalism is the most evil economic system ever devised by the mind of man, except for all of the others.
Behavior supportive of society is rewarded, behavior detrimental to society is punished. We are failing at this and actually getting worse at it daily - and that’s why things are the way that they are.