They’ll still run the credit score and background check. MY bud runs a used car dealership close by and no dealership can afford to approve a lease based on “nothing”. Wa state has to figure out how “exactly” in court loser A who has $2000 unpaid parking tickets didn’t get a 2019 Jaguar based on a 400 credit score.
In the late 70’s and early 80’s, I saw a person get financed on a car with TWO (2) involuntary repo’s on their credit report. But the interest rate was eye-wateringly high.
SOMEONE will finance almost anybody if the market is allowed to work.