Somewhat unbelievably, per FL state law, condominiums in this category only require a structural inspection every 40-years...
https://www.fox13news.com/video/948111
...this building was currently in the process of that inspection, which apparently can take a year to complete.
More problematically, the association apparently was aware of significant structural problems from 2018 and did nothing to remediate those problems.
HOA was doing its normal head in the sand routine. Unfortunately this time it didn’t end up just being an expensive problem, but a deadly one.