I have an account at a regional bank which has offices in Oneida County, NY. I used to send my payments out via mail, but got sick of having to buy stamps, and not being able to trust the postal service, so I started using the bank's online bill pay system. It's a God-send. In all the years I've used it, they've never been late. Their service is awesome, and I only have a checking account with them.
I’ll ditto your remarks about online bill pay. Absolutely great.
I deal with a local bank located right here in Aiken County, South Carolina. Their service is outstanding! Their bill pay service saves me a lot of time each month. It has been literally years since I sent a payment through the USPS.
I will see if my credit union provides that service. Tx!