“...he removed the pistol’s magazine and put a bullet in the chamber before then mistakenly reloading the gun...”
My guess is that he cocked the gun, which chambered a round, and then removed the magazine. He then put another magazine in and assumed there was no round chambered. A common, but fatal, mistake.
Sad, but too often true. Negligent discharge
“My guess is that he cocked the gun, which chambered a round, and then removed the magazine”
Cooking a pistol does not chamber a round.