Please check out Direct Primary Care. Doctor services on a monthly fee... No deductibles or copays...
Josh Umbehr MD talking to other doctors is a good resource.
You can also get prescriptions at wholesale... Most states are now included, but there are a few with quirky stuff like Oregon....
https://www.youtube.com/watch?v=KrGKfollEd0
AAPSOnline.com
PM Me if you like.