Problem is that under the old system people would game the system by using loans all of the way through law school or medical school and then file bankruptcy to clean their slate.
Make the law where filing for bankruptcy relief can only occur after 10 years of honest attempts at paying the debt.
The fact that so much other debt, credit cards, other large loans can be forgiven while there are people right now on social security only that can’t unload the government student loans until death is beyond EVIL.