“They are more like assets - stocks - than currency...”
An asset like a stock or a bond has some productive value. You expect it to be worth more in future. Crypto is more like investing in casino chips.
You haven't been around the whole stock market have you??
Then things that go public without productive value are many.
Still, investors invest for more than "productive value."
That's what makes a market.
Sounds like crypto is a bad choice for you.
To use the stock analogy, these hobbyist coins are like pink/gray sheet penny stocks. As soon as blue chip stocks get listed, who in thier right mind thinks a majority of people will want thier funds sitting in dodgy penny stocks?