Personally I detest the 401k plan in concept. The tax advantage of contributing before taxes leaves rose taxes to be paid at withdrawal. The penalty incurred for early withdrawals and so on.
Graham-Rudman created this huge pool of money and the democRATS are. Salivating over how to get their hands on it.
One should save for retirement and not need some leveraged account with many strings attached. This also puts the fund managers in charge of the board of directors as the largest shareholder in many companies.
This is how wokeness spreads
No amount of money we be enough for these criminals.