[neefer]

Doesn’t that require internet access to exchange? It’s zeros in a database somewhere. it’s not gold, silver, ammo, or seeds.

Your debit or credit card requires access to the internet or do you have all your money physically in your home?

No, crypto is not stored in a database. It's a distributed ledger with multiple verification requirements. The bank stores your money in a database as a series of zeros and ones.

True, crypto is not gold, silver, ammo or seeds. Those are commodities not fractional currency. Like tulips, they have their limitations as currency. Like other currency, crypto is a tool that facilitates trade of commodities or services.

However, there is type of crypto called stable coins which are backed by other currency or precious metal. Tether is tied to the US dollar and the Chinese are introduced a crypto that is pegged to gold.

[lucky american]

I own one credit card,I don’t have a debit card, I buy everything with cash or check. I guess I’m old school. my paycheck is direct deposit but when I need cash, I cash a check.