[MHT]

I was shocked to find out several years into our marriage that my husband had forgotten to take his ex-wife off his employee benefit life-insurance policy. She would have gotten it had anything happened to him and I would have had no recourse. He changed it and ultimately retired, luckily never having to get a payout on that policy.

[LadyDoc]

My brother had me listed on two small insurance policies that he bought when single, and never changed it. So when he died, I got the money.
(I gave his wife half of the money to be fair)