but if you don’t sell, is it taxable gain? (and I guess I need to circle back with my accountant....that is what she said...)
similarly...this article says it is treated as a capital asset, and says parenthetically like stocks or bonds:
https://www.forbes.com/advisor/investing/what-are-cryptocurrency-taxes/
as I read that article, I can’t see how it is different from a stock.
Yes, you have to dispose of it to generate a taxable event. A trade for a car is taxable.