[cgbg]

When you owe the bank a thousand dollars it is your problem.

When you owe the bank billions of dollars (like the cruise lines) it is their problem.

If some of these banks demanded payment, the banks would be declared insolvent.

[Capt. Tom]

When you owe the bank a thousand dollars it is your problem.
When you owe the bank billions of dollars (like the cruise lines) it is their problem.
If some of these banks demanded payment, the banks would be declared insolvent.

The cruise line creditors have to decide when a borrower is unlikely to be ale to pay the loan back, and if the creditor can still recover most or all of their loan-and then force a bankruptcy on the borrower.

Otherwise the loaners have to ride it out, and hope for the best.-Tom