but you can pay with a “credit card”. here’s just one example...there’s a bunch of them:
you can also instantly sell crypto on your phone (ie, convert it to “real money”), and send it to your bank account if you want to do that. but you don’t have to, see card above and more like them.
it’s no different from buying stuff in europe today with your dollars
and outside of the retail context, you can text anyone money without the use of a bank/intermediate. that’s a real plus for people in countries with crap currencies.
Credit cards are allowing that because the transaction rates are so tiny. It’s a novelty to be hip, cool.