Even though it wouldn’t fall under pre existing conditions, per current law pre existing conditions are covered. It shouldn’t be a problem. On the other hand this has the potential to *reduce* healthcare costs due to early detection and taking early action.
Try that with Life Insurance...
Okay, so you get your DNA test results back, and the news isn't so good:
You have a 47% higher-than-average risk of contracting an especially virulent form of Small-Cell Carcinoma; a 95% increased risk of contracting a rare but incurable form of Squamous Cell Carcinoma; and a whopping 350% increased chance of getting Acute Lymphoblastic Leukemia of the "Philadelphia Chromosome" variant for which there is no therapy and which invariably has an extremely unfavorable prognosis in adults.
Boy, aren't you glad you got tested!
Regards,