They all suck. Commercials about great rates but zero service. Try filing a claim. It’s like pulling teeth.
You gotta make them bid for your business and that will require switching every year or two.
For instance, I had GEICO, they cranked up the rates. So I switched to esurance for 30% less. They cranked up the rates after two years. No accidents, no claims, same address. Went back to GEICO for 30% off, lower than the rate I’d started with them years before.
And so it goes. Can’t afford to stand still these days. It’s just a pain re-entering the vehicle info and navigating the sites as they are inconstant motion also. One of the things I really like about Free Republic is that they keep the same old basic interface - just wait in a few more years it will be called hip and modern ;-)