Advice I received and took in September/October:
Person suggested I decide how much I expect to need to supplement expected Social Security benefits, in the first 10 years of retirement, and I moved that amount to fixed income funds. It is about 1/4 of my retirement savings, but gives me a more secure feeling for the upcoming few years. I may move more, if things start to turn shaky under Slo Joe. I am 64, plan to work another 12-18 months maybe.
Sounds good.
I took care of mine in October like I said.
I’ve gravely mishandled money in my life I am ashamed to say.
But the only good law Congress ever passed beside Bill of Rights....the iRS is why I am not a burden on society.
But some discipline is required. Too many today have none.
Age and work put us in just about the same boat. Thank you for your sound advice.