What this sounds like to me, is a very intelligent woman who has knowledge of business, banking & technology who has woven fact & fiction into her own theory of life in the future. Some of what she says is really happening as far as phone apps being used for banking and bitcoin & other cryptocurrencies replacing cash. (The same was said about credit cards 40 yrs ago?) And cash currency is certainly slowly becoming less used & may very well at some point no longer be used, But the leap she makes to include the virus in a sinister global plot, borders on paranoia.
The way to make conspiracy theories sound more reasonable & plausible is to include facts & reality. And it really helps if you don’t come off as a lunatic. I think she does this well.
I do believe that people are taking advantage of Covid in order to get rich and I think WHO & their Leftist agenda is to blame for the poor handling of it worldwide. I think she takes her theory a bridge too far.
IMO I think it is about control. This is a precursor to the end times Tribulation with a capital T. We have been told by Jesus we will experience tribulation.