TL/DR
These are business loans.
I would bet the folks that stick their schonze in the public trough will be asked to pay taxes at some point - just like a business.
Bad idea.
I was more concerned about “stop preaching abortion is wrong and marriage is one man-one woman if you don’t want to have to pay it all back”.
Or “everyone getting the money must pay for social justice jihadis to give them ‘diversity training’ every 3 months”.