Good luck getting a refund! My refund request for $2800 got denied. They're holding my money now "until cruising returns" whatever that means.
I used to be a BIG NCL fan. Now? NOPE. I'm contacting my lawyer tomorrow to see what can be done. If NCL declares bankruptcy we're all screwed out of money paid for cruises that aren't gonna happen.
We bought Trip Cancellation Insurance. Should be no problem.