We almost never use plastic and being forced to do it is extremely piss worthy.
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We just moved. Our accounts are in another county and we have a slew of checks to use up before getting some printed w/the new address.
In a bizarre episode, we tried to open a local account and were left to sit for 20 minutes, had to give our phone number and no one ever called back.To say we were unimpressed is to minimize in the extreme.
SO: I simply transfer by phone from savings to the one account with a debit attached and use the debit. Simple. Easy. Fast. I keep just enough in that account to cover a shopping trip.
We have debit cards but have never used them, except for ATM withdrawals at our bank’s ATM machine.
My friend uses hers for everything — even small fast food purchases. Their account has been breached a few times, even in Japan.
Our bank has become as lax as it sounds the one you visited is. Customer service for just about everything these days is dreadful. We want to change banks but it would be a nightmare with so many automatic deposits and withdrawals going on.