most are- yes. There was a huge supermarket two blocks from her which is now “temporarily closed” and she doesn’t know why. The is a huge chinese population in the area (Corona, Queens). They owned the supermarket. I told her I suspect they were probably getting a lot of grief.
Most people read these stories about mom and pop’s getting hammered and they think there is no collateral damage. What they fail to realize are all of the banks that loaned them the money to fund their operation.